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FIS 260 Week 6 DQ 1 And DQ 2

FIS 260 Week 6 DQ 1 And DQ 2
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FIS 260 Week 6 DQ 1 And DQ 2

Week 6 DQ 1

Budgetary deficits, whether on an individual or national scale, occur when expenditures surpass revenues.  Currently and for many years now, the federal government has been operating with annual budgetary deficits; the US is currently a debtor nation.  Explain why this is either good or bad.  If bad, suggest some plausible solutions to eradicating the budgetary deficits.  Finally, link this discussion of the federal budgetary deficit with an individual's savings-to-debt ratio.

Week 6 DQ 2

There is a fairly predictable chronology of stages for individual savers, which in turn influences economic cycles.  Do you believe these listed stages accurately reflect your own savings timeline?  What do you think would occur if the majority of the population entered a conservative savings period at the same time?  A spending period at the same time?  When overall savings decrease, what do you think happens to investments and the lending abilities of financial institutions?


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